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Welcome to a practical resource for new dentists.

Your new career and unlimited opportunity await you. We're here to help you navigate the road ahead.

What every new dentist needs

to stay at the top of their game.

During the first few years of practicing dentistry, you probably have a lot of questions about what comes next. That's why we've created this site.
We think you'll find a lot of helpful information and insights from veteran dentists, as well as contributors in fields ranging from business and finance to physical and mental wellness.
5 Touchstones for Building a Successful Career Learn more.

Customized protection for every dentist

Learn how the ADA Members Insurance Plans are built exclusively for dentists.
Watch now

Keep learning in our resource center.

You'll find more articles, videos, and valuable information for new dentists like you.
Resource center

Products & services

for all stages of your career

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Life insurance for dentists

If something should happen to you, would it cause a financial burden on someone else? Things like private student loans and other debt may be the responsibility of loved ones or family members.

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Disability insurance for dentists

Just starting out means you have a lot to protect. If you were to become temporarily disabled, would you have enough funds on hand to cover living expenses, student loans and other debt?

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Supplemental Medical insurance for dentists

Many new dentists start out with a high-deductible major medical insurance plan. Supplemental insurance isn't a substitute for that. But it's an inexpensive way to help cover out-of-pocket costs and deductibles that health insurance may not.

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Get one right here, right now. There's no obligation. And we don't collect your information.
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Find out how much coverage you need with our easy-to-use tool.
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The information on this website is not a contract. Protective refers to Protective Life Insurance Company (PLICO) and its affiliates, including Protective Life and Annuity Company (PLAIC). PLICO, founded in 1907, is located in Nashville, TN and is licensed in all states excluding New York. PLAIC is located in Birmingham, AL, and is licensed in New York.

Protective® is a registered trademark of PLICO. The Protective trademarks, logos and service marks are property of PLICO and are protected by copyright, trademark, and/or other proprietary rights and laws. ADA® is a registered trademark of the American Dental Association (ADA). ADA Members Insurance Plans® is a registered service mark of the ADA. The ADA trademarks, logos, and service marks are the property of the ADA and used by Protective with permission. In some states, the ADA is entitled to receive royalties from the ADA Members Insurance Plans.

ADA Members Insurance Plans refers to the group life, disability, and supplemental medical policies issued by PLICO and PLAIC to the ADA.

Policies issued by PLICO in all states except New York: Term Life Insurance1 (TL-P 1-21), Student Term Life Insurance (TL-ST-P 2-21), Universal Life Insurance1 (TP-P 11-20), Level Term Insurance2 (LT-P 1-21), Disability Income Protection Insurance3 (IP-P 7-20), Office Overhead Expense Disability Insurance4 (OE-P 9-20), Student Disability Income Insurance3 (ST-P 8-20), Hospital Indemnity Insurance (HI-P 11-20), and Critical Illness Insurance (CI-P 7-20).

In New York, policies issued by PLAIC: Term Life Insurance1 (TL-P-NY 1-21), Student Term Life Insurance (TL-ST-P-NY 2-21), Universal Life Insurance1 (TP-P-NY 2-21), Level Term Life Insurance2 (LT-P-NY 2-21), Disability Income Protection Insurance3 (IP-P-NY 12-20), Office Overhead Expense Disability Insurance4 (OE-P-NY 01-21), Student Disability Income Insurance1 (ST-P-NY 1-21), Hospital Indemnity Insurance (HI-P-NY 1-21), and Critical Illness Insurance (CI-P-NY).

Consult the policy for benefits, riders, limitations, and exclusions. Benefits adjusted for misstatements of age or sex. Benefits are provided under a group policy issued to the ADA. Each Plan participant will receive a Certificate of Insurance explaining the terms and conditions of the policy. An insured must maintain continuous ADA membership to remain eligible for insurance.

1For term life insurance and universal life insurance, the Premium Credit is not guaranteed but reevaluated semi-annually. Recommended premiums consist of the costs of insurance (which may vary based on the member’s age and coverage amount), the amount a member places into the Policy Value Account and service charge. Premium deposits may fluctuate or remain level.

2For level term life insurance, premiums are fixed based on the member’s age and coverage amount.

3Premiums increase every five years based on age for disability income protection. Premium Credit is not guaranteed but reevaluated semi-annually.

4Premiums increase every 10 years based on age for office overhead expense disability. Premium credit is not guaranteed but reevaluated semi-annually.

Coverage for dental student members is issued regardless of condition if under age 60. Coverage automatically renews each academic year. Individuals may convert coverage to the plans for practicing dentists after graduation by paying member premiums and maintaining continuous ADA membership.

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