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ADA Student Members Insurance

life insurance plans for dental students

ADA Student Members Insurance Plans are provided to eligible students at no cost as a benefit of your ADA student membership.

Register and activate your no-cost ADA Student Members Insurance today.

You can't prevent a serious injury or illness from happening. But you can prepare for it. When you activate ADA Student Disability and Term Life Insurance Plans, you will have the financial protection you need for you and your loved ones — at no cost — while you’re in school and during your residency.

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Disability Insurance for Dental Students

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Term Life Insurance for Dental Students

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Graduate Conversion Offer

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The Bridge

The Bridge is a newsletter designed exclusively for Dental Students. It's a practical guide for future dentists as they approach the finish line toward graduation and entering practice. It provides tips, resources and articles for managing money, dealing with stress and what to expect before you begin your career in dentistry.

Disability Insurance for Dental Students

ADA Student Disability Insurance protects the investment you’re making in your dental career by providing a source of monthly income if an illness, injury or accident prevents you from completing dental school or performing your duties as a dental student.

Coverage includes:

  • Up to $2,000 per month for up to 7 years of disability coverage
  • Up to $2,000 per month of loan repayment protection (up to $150,000 total)
Term Life Insurance for Dental Students

$50,000 of coverage in the ADA Student Term Life Insurance Plan. This life insurance provides debt protection for your student loans and other financial obligations.

Coverage includes:

  • $50,000 lump sum death benefit
  • $50,000 accidental death coverage
  • Coverage automatically doubles to $100,000 on July 1 of the year you graduate.
Seamless Graduate Conversion Offer

When you have this no-cost insurance as a student, you have the opportunity to convert it to the ADA Members Insurance Plans for practicing dentists in January of your D4 year — at competitive member rates. This conversion is acceptance guaranteed, which means you don’t need to fill out an application or take a medical exam. Review conversion details for Term Life and Disability Insurance for Dental Students.


Your first step is to register online to set up your account. You can then request activation of your insurance coverage. Once your online account is set up, you will be able to view the details of your coverage and update your contact information.


CLC.2469237 (02.21)

Ready to get Started?

Questions? Talk with an Insurance Plan Specialist at 866-607-5338 for assistance
(weekdays from 8:00 am to 6:00 pm Central Time)
or Email ADAPlanSpecialist@protective.com.

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